Wednesday, January 21, 2015

MoRx is Back!

WHAT IS MO RX?

MoRx is Missouri’s State Pharmacy Assistance Program. MoRx was created by the 93rd General Assembly to provide prescription drug assistance to Missourian’s in need by coordinating benefits with Medicare’s (Part D) Prescription Drug Program.



You May Be Eligible If You Are:
· A resident of the State of Missouri; AND
· Enrolled in a Medicare Part D Plan. To learn more about Part D or to choose and enroll in a Part D plan that's best for you, visit www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227) toll-free; AND
· Single — with an annual gross household income of $21,660 or less OR
· Married — with an annual gross household income of $29,140 or less

What are the MoRx benefits?
· MoRx works with all Medicare Part D plans.
· MoRx pays for 50% of your out-of-pocket costs on medications that are covered by your Medicare Part D plan. This means you will save 50% on your deductible, 50% on your co-pays and 50% during the coverage gap and beyond. MoRx does not pay for the Medicare Part D Plan’s monthly premium.
· MoRx uses the formulary of the Medicare Part D plan. Any drug covered by a member’s Part D Plan will also be covered by MoRx.
· Dual eligible members will continue to have coverage for Medicare-excluded drugs through MO HealthNet. Medicare-excluded drugs include specific over-the-counter drugs, vitamins, minerals, limited cough and cold drugs, benzodiazepines and barbiturates.
· MoRx covers up to a 31-day supply for each prescription.
· You can use any Missouri pharmacy that works with your Part D plan. (MoRx does not cover mail order services)

How  Can I apply?

Call us toll free at 800-458-0933 or contact Rosenbauer online HERE! We can help.


(for more information, or to get an online application visit: http://morx.mo.gov)

Wednesday, January 7, 2015

Attention Small Business Owners with Insurance Questions



Small business are faced with more challenges than ever when it comes to insuring themselves and their employees. The Marketplace is a new way to find quality health coverage. It can help self-employed individuals and small business owners if you don’t have coverage now or if you have it but want to look at other options

Health plans offered through the Marketplace are offered by private insurance companies. They all cover the same essential health benefits. Plans cannot turn you away or charge you more because you or your employees have an illness or medical condition. All plans must cover treatments for these conditions. Health insurers also aren't allowed to charge women more than men for the same health plans, and many preventive services are covered at no cost to you.

Trust your local health insurance experts to get you and your business pointed in the right direction. Call or email for more information.